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Necessary Expenses


Teresa Medaglia

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Have you ever calculated the cost of spending on yourself and if that cost can be moved from your debit column into your saving account?  Take manicures, for example.  I spend about $500 a year on my fingernails!  WHAT?  Doesn't that seem crazy?!  I don't drink Starbucks, but know people who spend over $4 each day on their indulgence.  That's over $1,000  year!  Calculate what you spend each day eating lunch out and you might have a down payment on a car!  So, are these and other desires in our personal lives necessary?  

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