G R, that sounds almost exactly the same as my husband's routine. I don't know how you guys do it.
Migi, my routine is closer to yours. I've gotten really serious about it this year because I realized that I'm turning 30 in December and, I'll be honest, I haven't been super kind to my body/skin over the years. I use a hydrating cleanser, toner, retinol, snail mucus (sounds gross, but it's amazing), rosehip oil as a moisturizer, and sunscreen. When I've got some bad acne going on, I'll ditch the retinol for some extra-strength Stridex pads. On days I wear makeup, I'll throw in a micellar water cleanser, too. Additionally, I do 3-5 masks each week depending on how much time I have. It's all extensive and probably more than I need, but it's already been helping my skin a lot. I think it's important, not just because I'm vain, but I mean it's the largest organ we have; we should take care of it.